November may be a chilly month, but its two birthstones heat things up. November babies are lucky to have not one, but two gemstones with which to celebrate their birthdays… citrine and topaz. Below are some interesting and little known facts about these beautifully autumnal gemstones…
While the Ayurvedic birthstone list only includes topaz, the Jewelers of America list considers both citrine and yellow topaz as official November birthstones.
Citrines are quartz crystals commonly found in igneous metamorphic and sedimentary rocks.
The common colors of citrines are yellow and orange.
The word citrine is derived from the French word, citrin, which means lemon.
Citrine is the gemstone for the Zodiac sign of Scorpio, and the 13th and 17th wedding anniversaries.
In ancient times, citrine was worn as protection against bad skin, evil thoughts, snakebites, and even the plague.
A gift of citrine symbolizes strength and hope.
Some believe citrine began as amethyst, the purple quartz, but the heat from molten rock changed it to yellow quartz.
The presence of fluorine usually indicates that topaz is likely to be found.
When topaz has red or pink overtones, it is known as Imperial topaz, and can be very rare and expensive.
It is widely believed that the word topaz is derived from the Sanskrit word, topas, which means fire.
Topaz jewelry is given for the 4th, 19th and 23rd wedding anniversaries.
Topaz is known as the “stone of strength.”
A gift of yellow topaz symbolizes friendship, strength, wisdom, and courage.
Topaz was once believed to ease bad tempers, cure insanity, and help insomnia.
The ancient Egyptians believed yellow topaz’s color came from the glow cast by the sun god, Ra.
The ancient Greeks believed topaz could make its wearer invisible.
If you’re born in November or just love these beautiful gemstones of the fall, Adina by Empire Jewelers has an extensive collection of beautiful citrine and topaz jewelry, at true wholesale prices, as well as a wide variety of precious and semi-precious gemstone jewelry. Shop online today, and remember, if you have any questions, please don’t hesitate to contact us.
This month we pay tribute to the wildly romantic and luxurious Ruby, the birthstone of July. You’re all familiar with one of the most iconic movie costume pieces of all time — the Ruby slippers. Here we present some fun facts for those lucky enough to have the Ruby as their birthstone, and for those that just love rubies:
Ruby is the birthstone for July, as well as the astrological sign of Capricorn.
Ruby is the red gem form of the mineral corundum, which has an absolute hardness of 400 (compared to diamonds which have an absolute hardness of 1600).
Trace amounts of the element chromium is what gives rubies their red appearance.
Blue corundum gems are called sapphires.
Rubies in shades of pink are simply referred to as pink rubies.
The finest rubies in the world were once found in Burma in South and Southeast Asia. Today, Burma is known as Myanmar.
The color of the pure red rubies from the mines of Mogok were sometimes referred to as “pigeon’s blood.”
The most expensive ruby ever sold was an 8.62 carat pigeon’s blood cushion-cut ruby set in an 18-karat gold rectangular mount. It sold at auction at Christie’s in 2006 for a reported $3.6 million.
In ancient times, rubies were thought to give its wearer good health, wisdom, wealth, and success in love.
Flawless top quality rubies are more valuable and rare than top quality colorless diamonds.
The word red is derived from the Latin word, ruber.
Almost all natural rubies are treated to improve their color and strength; this is standard practice and accepted by the American Gem Trade Association and Israel-Diamonds.
At the end of The Wizard of Oz, Glinda the Good Witch of the North tells Dorothy she can return home to Kansas by clicking the heels of her ruby slippers together three times and repeating the phrase, “There’s no place like home.”
If you’re looking to buy rubies, either as a birthday gift for a loved one born in July, or just because you love the lovely red gemstone of the month, Adina by Empire Jewelers has a beautiful collection of estate and vintage jewelry, available at true wholesale prices. Shop online today and enjoy our vast selection of fine ruby estate and vintage jewelry, plus watches, diamonds, gold, sterling silver, coins and more. If you have any questions, please don’t hesitate to contact us.
Posted by admin on July 1, 2020 at 2:33 pm under Latest News, Ruby. Comments Off on July’s Romantic Rubies: Fun Facts and Lore.
What do Jackie Kennedy, Princess Diana, Kate Middleton, Penelope Cruz, Halle Berry, Elizabeth Hurley, Jessica Simpson, Olivia Wilde, and Victoria Beckham all have in common? Birthstone engagement rings!
Indeed, the selection of birthstones as the marquee stone in engagement rings is becoming increasingly popular—threatening to usurp diamonds as the crown jewel in modern engagement rings.
Here’s what to know, courtesy of whattowear.com.
Bespoke with birthstones
Birthstones – the gemstones that represent a person’s month of birth – have long been popular. But sales are currently rising as more and more shoppers seek to personalize their purchases, especially with engagement rings.
There has been particularly high demand for birthstone engagement rings, which Etsy recently described as a “breakout wedding trend.” “For generations, the diamond has been the ultimate stone for proposing, but today’s bride wants to express her personal style and choose a ring that reflects her personality,” Dayna Isom Johnson, an Etsy spokeswoman said.
L.A.-based jewelry designer Jennie Kwon explained why the trend is taking off: “We are at a time where people are more and more interested in creating bespoke things—pieces that are made just for them and feel personal because of it,” she said. “The trend of birthstone engagement rings falls in line with this.”
If you’re interested in the trend, Kwon has some expert advice to consider: “The only thing we’d say is to be careful about how your birthstone is set if you’re planning on wearing it daily as many women do,” she said. “For instance, for our softer-stoned girls whose birthstones are emeralds, opals, pearls, or the like, we would suggest having them set in a way where the stone is protected, such as a bezel setting.”
Background on birthstones
The connection between gemstones and the zodiac can be traced to the Jewish historian Titus Flavius Josephus. He described in the first century AD in his writings, Antiquities of the Jews, the bejeweled breastplate worn by Aaron, the first high priest of the Israelites, in the Book of Exodus. The breastplate was adorned with 12 stones, each one engraved with the name of one of the 12 tribes of Israel. Reflecting on the significance of the number 12, Josephus suggested that the stones could represent the 12 signs of the zodiac.
The stones subsequently became associated with the 12 months of the year and were purported to have healing properties and bring good luck. Some affluent individuals might well have owned all 12 and carried with them each day the one that corresponded with the current calendar month.
It was only in 1912 that a standardized list was drawn up detailing exactly which stone was connected with which month. This was produced by the United States’ National Association of Jewelers – possibly in an effort to drive up demand for the jewels that made the cut.
In 1937, the UK’s National Association of Goldsmiths produced its own official list – this is the one most retailers here tend to stick to today, although there have been some recent additions.
In 2002, the American Gem Trade Association (AGTA) introduced tanzanite as an alternative to turquoise for December, to acknowledge its popularity. And the Jewelers of America (JA) trade association approved. “JA sees the addition of tanzanite for December as a way to build business,” it said at the time. “Any step that helps retailers sell more jewelry is a good one.”
The most coveted gemstones are diamonds (April), emeralds (May), rubies (July) and sapphires (September) – jewelers refer to them as “the Big Four,” but relatively few people might be familiar with bloodstone (March) and peridot (August).
In 2016 the JA and AGTA jointly announced the introduction of a new birthstone for August to sit alongside peridot on the US standardized list: spinel.
The stone comes in a variety of hues but red is the most popular color. For centuries, spinel was routinely mistaken for ruby – the Black Prince’s Ruby, which sits at the front of the Imperial State Crown worn by the Queen at the State Opening of Parliament, is in fact, a red spinel.
Although the gem has not been introduced to the UK birthstone list, it’ll almost certainly come to enjoy greater popularity over there too.
Alt versions of birthstones
Another growing trend among consumers is to opt for alternative versions of the gemstones that correspond with their birth date. The shade people typically ascribe to garnets (January) is dark red, but the stones come in an array of colors – black, pink, green, purple – red is just much more abundant. Lily Faber, a gemologist, likens spessartine garnets, which are orange, to “beautiful little sweets.”
One of the most frequently overlooked birthstones is opal (October). There’s a long-standing belief that opal is unlucky, and only people whose birthdays fall in October can get away with wearing it. Faber is particularly enamored by the stone though, and is keen to dispel this myth.
Opals are also quite soft and are not really suitable for everyday wear, unlike very hard stones such as diamond. It’s possible that the bad luck attributed to the stones is simply down to their fragile nature – for example, they can chip easily when worn in a ring. Diamonds, by contrast, especially colorless ones, have historically been considered good luck.
What’s your birthstone?
March: bloodstone, aquamarine (alternative)
April: diamond, rock crystal (alt)
May: emerald, chrysoprase (alt)
June: pearl, moonstone (alt)
July: ruby, cornelian (alt)
August: peridot, sardonyx (alt)
September: sapphire, lapis lazuli (alt)
November: yellow topaz, citrine (alt)
December: turquoise, tanzanite (alt)
Whether you’re looking for a unique engagement ring with a specific birthstone for your bride-to-be or a traditional fine diamond ring, visit Adina by Empire Jeweler’s extensive eBay store. With a 100% customer satisfaction rating and prices way below retail, you’ll have a buying experience beyond compare!
Wondering what to get your significant other for Valentine’s
Day? Here are 10 jewelry gift ideas courtesy of Overstock.com.
1. Heart-Shaped Rings
While your partner may appreciate rings of all shapes and sizes, a heart-shaped ring is the ideal choice to celebrate the holiday of love. Sizing and style are both important, so determine her ring size and find a design that reflects her personal style. Choices abound — from simple sterling silver heart rings to elegant diamond and gemstone rings. Choose one you know she’ll love wearing for years to come.
2. Heart Necklaces
Similar to heart-shaped rings,
heart necklaces styles vary by metal, stone, and setting, and prices range from
affordable to high-end. Select from different lengths such as choker,
mid-length princess, and extra-long opera. For a sentimental touch, choose a
necklace accented with gemstones from the month you first met, got engaged or
3. Dangle Earrings
A beautiful pair of dangle earrings
can transition from day to night, making them an ideal gift that can be worn on
numerous occasions. If your Valentine prefers subtle jewelry styles, find a
pair that’s shorter in length and choose a solid metal such as sterling silver
or gold. For those who like their jewelry to pop, choose designs that feature
sparkle, length, and vibrant colors.
4. Diamond Tennis Bracelets
A diamond tennis bracelet is a
simple, yet beautiful piece of jewelry that any woman would love to add to her
jewelry collection. When choosing a diamond tennis bracelet, consider the
clarity and uniformity of the diamonds as well as the color of the setting
metal. Tennis bracelets can be found in settings that range from yellow gold to
platinum to rose gold, and this determines how the bracelet’s diamonds appear.
A yellow or rose gold setting complements diamonds with a slight yellow or
5. Pearl Jewelry
For a classically feminine look,
you can never go wrong with a strand of pearls worn as a necklace. Pearls are
sometimes called “teardrops of the moon” and symbolize innocence and purity.
Some claim that they can even produce a calming effect. Whether natural or
cultured, pearls come in a variety of colors and shapes as unique as your
6. Luxury Watches
Gift your partner a watch that
combines opulence and function. Luxury watches are made from precious metals
and can be adorned with diamonds and other stones. Consider your loved one’s
personality and lifestyle when choosing a watch. If your Valentine spends
Saturdays by the pool, look for water-resistance. The type of watch crystal,
construction, and movement are other components to consider when in the market
for a sophisticated timepiece.
7. Engagement Rings
It’s no secret that Valentine’s Day is one of the most popular days to “pop the big question.” Selecting the perfect ring can be overwhelming, but doesn’t have to be if you’re armed with the right information. Look for an engagement ring in the stone, metal, and setting that suits her personality — like a nature-inspired or a vintage design. Go traditional with a round diamond ring or unique with a large marquise emerald ring. Remember that an engagement ring is a piece of jewelry that symbolizes your life together, so choose with your heart.
8. Birthstone Jewelry
Show your Valentine that you know
and appreciate all the traits that make her who she is with a piece of
birthstone jewelry. Your Valentine is likely to appreciate a beautiful set of
diamond earrings, an amethyst necklace, or an emerald tennis bracelet to
showcase her birth month. She’ll also be impressed by the effort you put into
finding a unique piece of jewelry.
9. Cubic Zirconia
For budget-minded shoppers looking for
high design without the high cost, cubic zirconia is a beautiful and smart
option. This man-made stone shines with brilliance and features cuts that mimic
a diamond. Cubic zirconia stones can be found in pendant necklaces, engagement
rings, drop earrings, and tennis bracelets.
10. Unique and Handmade
If your Valentine prefers women’s
jewelry that’s one-of-a-kind, try handmade jewelry. Handcrafted pieces can be
simple or overstated. Turquoise earrings, coral bracelets, and hand-stamped
titanium rings just begin to brush the surface of all the special handmade
If you’re stuck for an idea for your Valentine, visit Adina by Empire Jewelers’ eBay store for a wide variety of fine estate, vintage and antique fine jewelry, at prices way below retail. With 100 percent positive feedback, you’ll have a buying experience beyond your expectations.
Olympic gold medalist Lindsey Vonn recently proposed to her now fiancé, New Jersey Devils star P.K. Subban. Vonn is one of a growing number of women taking their relationships into their own hands and asking their significant other to marry them.
If you’re considering proposing, here’s some things to keep in mind and why you’re in good company. Information courtesy of The Washington Post.
No shame in the game
“We talk about equality but actions speak louder than words,” Vonn said. “Men should get engagement rings too and this is what P.K. deserves.” Vonn showed a close-up of Subban’s new engagement ring on her Twitter page with this message:
Merry Christmas and happy holidays everyone!! On our 2 year anniversary, in a “non traditional” move, I asked P.K. to marry me and he said, Yes ! Women aren’t the only ones who should get engagement rings! #MerryChristmas #equality
Vonn is now in a rare category of women who have proposed to men. Judge Judy Sheindlin popped the question to her second husband in 1978; socialite Zsa Zsa Gabor claimed to have proposed to all nine of her husbands and Queen Victoria proposed to her cousin, Prince Albert, in 1839. Diane Von Furstenberg proposed to her current husband, Barry Diller; and Elizabeth Taylor, who was married a total of eight times to seven husbands, proposed to her second husband, British actor Michael Wilding. Pop star Pink proposed to her hubby, motocross champion Carey Hart, back in June 2005 — while he was mid-race! Kristen Bell proposed to hubby Dax Shepard on Twitter as soon as the Defense of Marriage Act was struck down in 2013.
About seven percent of couples opt for dual proposals, according to The Knot’s 2019 Jewelry & Engagement Study. The wedding-planning site’s executive editor, Lauren Kay, told The Atlantic that 97 percent of grooms in heterosexual relationships report proposing to their brides.
Only about a third of all marriage proposals in the United States are actually a surprise, according to The Knot.
Floating on air
Last September, Mollie Bloudoff-Indelicato came up with an out-of-this-world way to propose to her boyfriend Greg Linch—on a weightless flight out of Dulles International Airport, according to TheWashington Post.
“We were on a zero-gravity flight, hurtling through the sky, our bodies suspended in air. Taking aim, I floated a small blue box over to Greg. He made a heroic dive, the kind of move you’d see in a Netflix rom-com, and caught it,” Bloudoff-Indelicato explains. When he opened it, the ring levitated upward. “It was the perfect proposal for us, combining our passion for science with our love of adventure.”
Why the disparity?
Why isn’t it more common in our society for women to propose to men? Perhaps because gender stereotypes paint men as less willing to commit, they’re traditionally the ones to drive heterosexual relationships forward — and that includes popping the question.
“Even though we’ve seen a lot of gender role change in society, the marriage proposal has remained pretty static compared to all these other domains,” says Rachael Robnett, an associate professor of psychology at the University of Nevada at Las Vegas.
“We tend to think of proposals as romantic and special occasions, but the history behind them is much more legalistic and formal,” says Katherine Parkin, a professor of history at Monmouth University in New Jersey.
“Men get down on one knee to demonstrate the chivalry of their intentions and provide a diamond ring as proof that they can care for their partner financially. Because men have historically made more money than women, it tracked that they would be the ones to propose.”
Pat Summersall popped the question to her now-husband more than 30 years ago. The 63-year-old copy shop co-owner in Harrogate, Britain, says they had only been dating for six months, but she knew what she wanted in a husband and her boyfriend was it. Still, “it was more difficult for women of my age [to propose],” she says, “because we didn’t have job equality growing up, we didn’t have financial equality.”
“I have income at my disposal, so I can afford to buy my partner a ring. Yet many of my girlfriends make decent livings, and they haven’t proposed.”
So what’s stopping today’s financially stable women from popping the question? If you’re sure your partner is the one, follow your instincts and be inspired by the strong and sassy women who have done it already!
If you’re looking for a GIA-certified diamond for you special someone, make sure to visit Empire’s eBay store for an incredible selection of hundreds of high-quality new and estate diamond rings at up to 70 percent off what you would pay at retail. With 100% positive feedback and satisfaction guaranteed, you’ll get a buying experience beyond your expectations!
Now that December is underway and holiday gift giving is on your mind, you may be wondering what to get for your significant other? If your partner is the traditional type, you usually can’t go wrong with a classic piece of jewelry.
These timeless pieces never go out of style, and are versatile enough to accessorize any outfit or suit any occasion.
Read on for five classic jewelry gift ideas, courtesy of Ritani.com.
Diamond Halo Stud Earrings
Diamond stud earrings have long been a jewelry staple, beloved for how easily they complement any ensemble. Simple, prong-set diamond studs are the most classic version of this popular gift, especially when set with round cut diamonds. Pair them with halo studs of gold and/or gemstones that surround the center stones and you’ll get extra sparkle, adding brilliance to this traditional holiday gift.
The Classic Gold Necklace
The classic gold necklace in 14k or higher yellow gold, is another timeless gift that could work for anyone on your list. Gold jewelry has experienced a resurgence in popularity, and a gold necklace pairs with any clothing style which makes it a chic, multipurpose gift.
Chain Pearl Drop Earrings
Since pearls have been used in jewelry for thousands of years (dating back to Ancient Greece), it’s safe to say that pearls are some of the most time-honored classic gifts. From understated Akoya strands to colorful Tahitian drop necklaces, the variety and versatility of pearls have established their status as the ultimate classic jewelry choice. Pearl drop earrings offer a modern update to a timeless style, with delicate chains to add movement and elegance.
A diamond heart pendant never goes out of style, and will remind your partner of your love. Personalizing it with your partner’s birthstone or the gemstone of the month you were married adds a pop of color and a sentimental touch.
A Timeless Watch
After years of checking our phones for the time, the classic watch is making a comeback. A fine diamond or gold watch will never go out of style and is appropriate for any occasion.
Whether you’re looking for a traditional or trendy jewelry gift for the holidays, shop at Adina by Empire Jewelers eBay store. With 100% satisfaction rate and over tens of thousands of happy customers, you’ll find quality fine jewelry and a shopping experience beyond your expectations.
The holiday shopping season is upon us once again. Wondering what to get your loved ones? There are the tried-and-true fine jewelry staples, such as diamond studs, a classic pendant, or pearls.
But for those of you looking for something a bit trendier and unique, here are some jewelry gift ideas courtesy of NationalJeweler.com.
Hearts with a twist.
A heart motif is hardly new, but its latest iteration is different from hearts past in that designers are transitioning from sweet, traditional styles to ones that are modern and even a bit edgy. Designers are applying their own signatures to the heart to make them uniquely and recognizably theirs.
Evolution of statement earrings.
A statement earring is a natural next step for the fine jewelry lover who already has her bases covered with studs and hoops. Several designers have been embracing the collarbone duster—think shoulder dusters but ones that hit the collarbone. Although daring, the style is surprisingly wearable and flattering.
The styles currently available range from earthy to classic to bold. Shop for designs accented with opals, gemstones, or pearls for an elegant look, or choose sleek gold renditions for a simple, yet powerful statement.
Enamel on the rise.
The resurgence of enamel in the last five years has exhibited considerable staying power, showing a demand from consumers. More contemporary designers are jumping on the bandwagon, livening up their best-selling styles in new colors or coming up with new looks altogether devoted to the material.
If you’re new to this trend, invest in some classic styles, like sophisticated hoop earrings or an enamel pendant.
Yellow gold coming back?
The phrase, “everything old is new again,” definitely applies to yellow gold. Yellow gold has taken a backseat to white gold and other white metals in recent years, yet this classic metal is making a comeback. Designers are turning to create some truly breathtaking pieces using yellow gold and many welcome the opportunity to design something that has a vintage aesthetic.
While yellow gold is ideally suited to people with warmer skin tones, at the holidays, it adds festivity to any outfit.
Whether you’re looking for vintage gold jewelry for the holidays, something modern, or something classic, make sure you visit our eBay store. You’ll find a wide variety of fine estate, vintage and antique jewelry at true wholesale prices, and a shopping experience beyond compare!
Fall is fast approaching, so straight from the runways of Paris, Rome and New York, here’s a glimpse of the top 18 jewelry and accessory looks that will be on trend this fall and through the winter, courtesy of glowsly.
A stand-out look on the runways were extra-long earrings. There seems to be a competition among designers for who could make the longest pair. While most earrings weren’t extreme, the big exceptions were a few shoulder-dusting mock feather earrings. These unique creations were only worn on one ear, and were constructed of a long silver length, at the end of which a large feather-like pendant was made out of what appeared to be plastic.
Extra-long earrings can be fun, but a pair of delicate dangle earrings might be more practical. Long (but not overly so) earrings made of shimmery strings or drops of metal are timelessly gorgeous and are able to work with both daytime looks and evening wear.
The fiercest of the earring-related fall 2019 jewelry trends is probably the ear armor. This refers to earrings or cuffs that cover the bulk of the ear helix, looking like an especially glamorous armor.
Gold, wing-shaped earrings were tilted up, with a small cuff to wrap around the ears at Lanvin, giving us a semi-armor for the lobe and bottom half of the ear. The most extreme take on ear armor was presented at Gucci, where gold pieces molded to look like ears were fit over the ears of the models.
Symmetry was not necessary or recommended. Wearing only one earring was one of the ways to eschew symmetry in the fall/winter 2019-2020 jewelry trends. Wearing one earring is also a great way of rocking something beautiful and blingy in a non-gendered way, and if we may add, it’ll make you feel a little like a pirate too.
Tassels are a fun way of adding a slightly bohemian vibe to any look, especially when they decorate the head with one on each side in the form of earrings. We saw tasseled jewelry show up on runways with all kinds of different styles, showing that they can actually be quite versatile.
Dripping with rhinestones
Is there anything more glamorous than a cascade of rhinestones along the wrist, décolletage, or side of the neck? Rhinestone-studded jewelry pieces made for some of the most luxurious and striking fall 2019 runway accessories.
The fall/winter 2019 jewelry trends have, by and large, shifted away from the hippie stylings of the previous season, even if designers are embracing a much more eco-conscious mentality.
Models wore a different earring on each ear as a great way of cementing the asymmetrical fall 2019 jewelry trends, but it is also a great way of showcasing as much jewelry as possible, and to tell a story with a pair of earrings.
It’s always exciting to see what kind of new takes on hoop earrings we will see every season. For this year’s fall/winter jewelry trends, hoop earrings were anything but simple and delicate. Designs ranged from latch back earrings with multiple hoops to hoop earrings decorated with a golden fringe.
Studs, metal, and black leather are a few of the elements you can expect out of the statement-making chokers that cropped up in the fall runways. Unsurprisingly, these chokers showed up on runways that already had a punk or grunge vibe, where they perfectly completed an edgy ensemble.
While all the dark and spiky chokers were quite fierce, there was also room in for bejeweled chokers to fit the aesthetic of those who are less dark or edgy.
The fall/winter 2019 jewelry trends saw oversized, nearly overwhelming pieces studded with colorful gems. Colorful gemstones might feel more like costume jewelry, but if all the world is a stage, then why not rock them?
Wild multi-chain necklaces
We saw all manner of chains show up as part of the latest accessory trends, but one of our favorites was the way that different stylists layered different kinds of chains together to create a chunky look that was a little wild.
Big, shiny, and just a little retro, brooches were one of the most fun of the fall 2019 jewelry trends. Some think brooches are a somewhat dated accessory, but all that is old becomes new again, and brooches do feel like they fit in with the cozy, retro aesthetic that some designers reveled in this season.
Big luxury chain links
As much as we liked the industrial chains of the fall 2019 jewelry trends, we also appreciated the elegance that large, more ornamental chain links could have. Jewelry designers crafted necklaces and earrings out of oversized chain links in precious metals, with flowy designs that were glamorous rather than grunge.
Pearls are as delicate and feminine as can be, and the copious use of them stood out as one of the more traditional jewelry trends. Unsurprisingly, pearls were most popular in the big Parisian fashion houses.
Opulent matching sets
It’s been a while since anyone really thought about matching their necklace to their earrings beyond, maybe, trying to match gold with gold and silver with silver. Beyond that, it’s been everything goes. However, for fall 2019, matching sets are officially back.
We think chunky bracelets are the most interesting of the bracelet-related fall/winter 2019-2020 jewelry trends. They’re as ostentatious as the other jewelry pieces we saw on the runways, but they’re less high glam and a bit more accessible, since they are made of resin or acetate rather than expensive metals and gems.
If it’s time to start revamping your fall jewelry fashion trends, visit us on our eBay store. You’ll find amazing fine estate, vintage and antique jewelry at true wholesale prices!
Do you own expensive jewelry? Or something priceless with great sentimental value? You may want to consider the benefits of insuring your prized pieces.
Here’s why, courtesy of Laura Gilbert and theknot.com.
While putting an insurance policy on your beloved’s engagement ring doesn’t sound very romantic, should the ring get lost or stolen, you’ll be the hero when you can replace it quickly thanks to an insurance check that covers what you paid for it.
Understanding personal property insurance
While most renters and homeowners’ policies cover items inside the home, they only do so up to a certain dollar value. Expensive or sentimental items, like engagement rings, art and even electronics, are guaranteed through scheduled personal property coverage—an insurance policy extension that you purchase to cover specific items.
Another option is to insure your ring through a company that specializes in jewelry insurance, which might offer more coverage than a standard homeowners policy. These kinds of policies can vary widely company by company (usually a jeweler will offer a policy that’s underwritten by a smaller company), so ask specific questions about the level of coverage provided.
Who needs it most?
Any person or couple with jewelry that’s expensive and/or has sentimental value should get extra insurance for the piece or pieces. Whether your wedding and engagement rings are worth $500 or $50,000, an insurance policy is a way of honoring not just their financial value but what they represent to you. The sentiment behind your jewelry might be irreplaceable, but the rings themselves can be replaced—if they’re insured—in the event that something happens to them.
How it works
When you purchase the policy, be sure to take pictures of the ring or piece and upload it to your policy page on the insurance company’s website for reference.
Should the ring or piece get lost or stolen, you’ll need to provide your receipts, as well as an appraisal, which costs a small fee. You can get an appraisal from a certified gemologist at a jeweler.
In the case that the ring gets damaged, take pictures of the damaged ring and upload it to the insurance site. Then, when it is repaired, submit the receipt to the insurance company for reimbursement.
When you shop for a “ring rider” policy, make sure to read the fine print. A good policy will cover every potential ring-threatening situation, from theft and damage to accidentally dropping it in the garbage disposal.
If you move, make sure your “ring rider” follows you—some couples have the ring insured at the bride’s address before the wedding, but forget to add it to their new home’s policy when they move in together.
Questions to ask before choosing a policy
Is the ring covered if you lose it accidentally—or only if it’s stolen?
How will the company replace the ring? With a check? Will they require you to purchase a replacement through a specified jeweler?
What if it’s a vintage ring or other unique piece? How will the quality and size of your diamond—and that of a replacement if needed—be documented?
Is the ring insured to full cost or a fraction of it?
How will you need to prove the ring vanished if you make a claim?
Are there any circumstances of loss or damage that aren’t coverd?
Average cost of a policy
The average yearly cost to insure your ring ranges between $1 to $2 for every $100 that it would cost to replace. This means that if your ring would cost $9,000 to replace, you might expect to pay between $90 and $180 per year to insure it—or slightly more in areas where the risk of theft is higher.
If you’re in the market for an engagement ring or another fine jewelry piece, visit Adina by Empire Jewelers. You’ll find certified fine diamonds and jewelry at true wholesale prices and a professional buying experience beyond your expectations.